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The Thomas Howell Ferguson Blog

ACA Penalties Still Apply — And They’re Increasing for 2026

Many business owners assume Affordable Care Act (ACA) penalties no longer apply, but that’s not the case. While the individual mandate penalty was eliminated, employer requirements remain fully in effect. As your business grows, failing to understand ACA compliance could lead to significant and unexpected penalties. What Is the ACA “Play-or-Pay” Rule? The ACA’s employer […]

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